Softserve Payments

One integration. Every payment rail.

A payment orchestrator and platform built for African realities. Collect and pay out across mobile money, cards, banks and crypto through a single API — with reconciliation and settlement handled for you.

Talk to us How it works

M-Pesa EcoCash MTN MoMo Airtel Money Visa / Mastercard Bank EFT Crypto & stablecoins

An African businesswoman making a payment on her smartphone

One reconciliationEvery rail, settled and reported in one place.

What it does

Orchestration, not just a gateway

We sit between your business and every provider, so you build once and we keep the rails, retries and reconciliation working behind the scenes.

Collections

Take payments from customers over mobile money, card, bank and crypto — with smart routing and automatic retries when a provider blips.

Payouts & disbursements

Pay suppliers, agents, winners or staff in bulk, to any wallet or account, on demand or on a schedule.

Reconciliation

Every transaction matched automatically across providers, so your finance team stops chasing statements.

Settlement & reporting

Clear settlement timelines and dashboards you can actually trust — exportable for accounting and audit.

Security & compliance

Encryption, tokenisation, audit trails and role-based access — engineered for money from the ground up.

Developer-first API

One clean, well-documented REST API and webhooks. Integrate in days, not months, with sandbox and test rails.

A mobile money agent serving customers at a street kiosk in Africa

Built for African payments

We meet your customers where the money already moves

Across the continent, money moves through mobile wallets and agents as much as cards and banks. Softserve Payments embraces that reality instead of fighting it — so you can serve every customer, from a smartphone in the city to an agent kiosk in the village.

Mobile money first, cards and bank rails fully supported
Crypto and stablecoin rails for fast, low-cost cross-border value
USSD-friendly flows for feature phones
Resilient to provider downtime with automatic failover
Local settlement and currency handling

On crypto: we move value through regulated on/off-ramp partners and settle in stablecoins or local currency — payments infrastructure, not speculation. No customer crypto is held on our balance sheet.

1 APIFor every wallet, card and bank rail

AutoReconciliation & settlement reporting

DaysTo integrate, not months

24/7Monitoring & support

Ready to take payments the easy way?

Tell us your rails, volumes and timelines. We'll show you how Softserve Payments fits.

Talk to us See Softserve Tickets